Find out how much you could borrow in the UK
Free, no obligation, and no impact on your credit score.
Fill in the form ↓takes about 5 minutesStart your free affordability check
Complete the short form below and one of our advisers will be in touch with your result.
★★★★★ 4.8/5 on Google · 183 reviews
How it works
Three simple steps between you and a clear, realistic borrowing figure.
Fill in the quick form
Tell us about your income, deposit and outgoings. It takes just a few minutes and there is no impact on your credit score.
We review your details
A qualified, FCA-regulated adviser looks at your situation across the whole of the market to find what you could borrow.
Get your tailored answer
We come back to you with a realistic borrowing figure and your next steps, with no obligation to proceed.
What our clients say
★★★★★ 4.8/5 on Google from 183 reviews · see all reviews
“I can’t recommend them enough. As a first-time buyer, I honestly didn’t think getting a mortgage would be possible, but they supported me every step of the way. (...) Thanks to their knowledge and support, I have now received my mortgage offer.”
Agnieszka ★★★★★
“We couldn’t have asked for a better mortgage advisor than Albion! (...) From start to finish, the support was amazing. Everything was explained in a simple, friendly way, and we always felt like someone was there to guide us through the process.”
Patrycja Bielak ★★★★★
“Highly recommended great service”
Marek Mirkiewicz ★★★★★
What you'll need later, once we start your application
You don't need any of this to fill in the form - approximate figures are fine. We collect documents after your initial chat with an adviser.
Helpful documents
- Proof of income (payslips or accounts if self-employed)
- Latest 3 months' bank statements
- Photo ID (passport or driving licence)
- Proof of deposit
- Details of any credit commitments
- Proof of address
Prefer to ask first? Message us on WhatsApp
Not sure whether you will qualify in your situation? Send us a message and we will help, free and with no obligation.
We reply fastest on WhatsApp, message us anytime.
Frequently asked questions
Will this affect my credit score?+
No. Checking your affordability with us is a soft enquiry and leaves no mark on your credit file.
Is it really free?+
Yes. The affordability check and your initial consultation are completely free and with no obligation.
How much can I borrow?+
Most lenders offer between 4 and 4.5 times your income, but some go higher depending on your circumstances. Complete the form and we will give you a realistic figure for your situation.
What if I am self-employed or have bad credit?+
We work with specialist lenders for the self-employed, contractors, limited company directors and applicants with adverse credit. Get in touch and we will find the right option for you.