Find out how much you could borrow in the UK
Free, no obligation, and no impact on your credit score.
Takes about 5 minutes
Start your free affordability check
Fill in the short form below. We'll e-mail you the list of documents as soon as you send it - we use them to work out how much you can borrow, then go through the result with you.
★★★★★ 4.8/5 on Google · 183 reviews
How it works
Three simple steps between you and a clear, realistic borrowing figure.
Fill in the form
Tell us about your income, deposit and outgoings. It takes about 5 minutes and there is no impact on your credit score.
Send us your documents
We e-mail you the list as soon as you send the form. We use your documents to work out how much you can borrow.
We go through the result
How much you can borrow, your options and the next steps, with no obligation to proceed.
What our clients say
★★★★★ 4.8/5 on Google from 183 reviews · see all reviews
“I can’t recommend them enough. As a first-time buyer, I honestly didn’t think getting a mortgage would be possible, but they supported me every step of the way. (...) Thanks to their knowledge and support, I have now received my mortgage offer.”
Agnieszka ★★★★★
“We couldn’t have asked for a better mortgage advisor than Albion! (...) From start to finish, the support was amazing. Everything was explained in a simple, friendly way, and we always felt like someone was there to guide us through the process.”
Patrycja Bielak ★★★★★
“Highly recommended great service”
Marek Mirkiewicz ★★★★★
The documents we'll ask you for
You don't need any of this to fill in the form. Rough figures are enough. We'll e-mail you the list as soon as you send the form, and we use your documents to work out how much you can borrow.
Helpful documents
- Proof of income (payslips or accounts if self-employed)
- Latest 3 months' bank statements
- Photo ID (passport or driving licence)
- Proof of deposit
- Details of any credit commitments
- Proof of address
Prefer to ask first? Message us on WhatsApp
Not sure whether you will qualify in your situation? Send us a message and we will help, free and with no obligation.
We reply fastest on WhatsApp, message us anytime.
Frequently asked questions
Will this affect my credit score?+
No. We don't search your credit file at this stage, so it can't affect your credit score.
Is it really free?+
Yes. The affordability check and your initial consultation are completely free and with no obligation. If you decide to apply, our standard broker fee is £599, and we always tell you about it up front.
How much can I borrow?+
Most lenders offer between 4 and 4.5 times your income, but some go higher depending on your circumstances. Fill in the form and send us your documents, and we will work out a realistic figure for your situation and go through it with you.
What if I am self-employed or have bad credit?+
We work with specialist lenders for the self-employed, contractors, limited company directors and applicants with adverse credit. Get in touch and we will find the right option for you.