Check Your Mortgage Affordability
Find out how much you could borrow in just a few minutes, free and with no obligation.
No impact on your credit score.
Start your free affordability check
Complete the short form below and one of our advisers will be in touch with your result.
How it works
Three simple steps between you and a clear, realistic borrowing figure.
Fill in the quick form
Tell us about your income, deposit and outgoings. It takes just a few minutes and there is no impact on your credit score.
We review your details
A qualified, FCA-regulated adviser looks at your situation across the whole of the market to find what you could borrow.
Get your tailored answer
We come back to you with a realistic borrowing figure and your next steps, with no obligation to proceed.
What you will need
Having these to hand helps us give you the most accurate answer, but you can start without them.
Helpful documents
- Proof of income (payslips or accounts if self-employed)
- Latest 3 months' bank statements
- Photo ID (passport or driving licence)
- Proof of deposit
- Details of any credit commitments
- Proof of address
Prefer to ask first? Message us on WhatsApp
Not sure whether you will qualify in your situation? Send us a message and we will help, free and with no obligation.
We reply fastest on WhatsApp, message us anytime.
Frequently asked questions
Will this affect my credit score?+
No. Checking your affordability with us is a soft enquiry and leaves no mark on your credit file.
Is it really free?+
Yes. The affordability check and your initial consultation are completely free and with no obligation.
How much can I borrow?+
Most lenders offer between 4 and 4.5 times your income, but some go higher depending on your circumstances. Complete the form and we will give you a realistic figure for your situation.
What if I am self-employed or have bad credit?+
We work with specialist lenders for the self-employed, contractors, limited company directors and applicants with adverse credit. Get in touch and we will find the right option for you.