Financial Calculators
Plan your property purchase with our suite of free calculators. Get instant estimates for stamp duty, mortgage repayments, and borrowing power.
Stamp Duty Calculator
Calculate the Stamp Duty Land Tax (SDLT) for your property purchase in England and Northern Ireland. Get instant estimates for first-time buyers, home movers, and additional properties.
- First-time buyer rates
- Home mover rates
- Additional property surcharge
- Detailed breakdown
Mortgage Calculator
Calculate your monthly mortgage repayments and see the total cost of your mortgage over time. Visualize the breakdown between interest and capital payments.
- Monthly payments
- Total repayment amount
- Interest vs capital split
- Interactive charts
Affordability Calculator
Find out how much you could potentially borrow based on your income and expenditure. Get an estimate of your maximum mortgage amount.
- Income assessment
- Expenditure analysis
- Borrowing estimate
- Personalized results
Rental Income Calculator
Calculate Buy-to-Let rental income requirements using lender stress tests. Find out how much rent you need or how much you can borrow based on expected rental income.
- BTL stress test
- Coverage ratio check
- Loan-to-rent calculation
- Rent-to-loan calculation
Property ROI Calculator
Calculate your return on investment for buy-to-let properties. Analyze cash-on-cash returns, total returns including capital appreciation, and compare investment scenarios.
- Cash-on-cash return
- Capital appreciation
- Total ROI analysis
- Investment comparison
Overpayment Calculator
Discover how much you could save by making mortgage overpayments. See how one-off and regular extra payments reduce your mortgage term and total interest paid.
- Interest savings
- Term reduction
- One-off & regular
- Visual comparison chart
No Deposit Mortgage Calculator
Compare monthly payments across all UK lenders offering 100% LTV mortgages. Instantly see which no-deposit lenders you may qualify for based on your income and purchase price.
- All 100% LTV lenders
- Income-based eligibility
- Rent cap analysis
- Fee comparison
Buy-to-Let Route Checker
Tell us about your buy-to-let deal and get an instant affordability verdict, the likely finance route and a shortlist of UK BTL and specialist lenders most likely to consider it. Covers BTL, HMO, holiday let, MUFB and bridging.
- Instant BTL stress test
- ICR & LTV verdict
- Finance route mapped
- Lender shortlist
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