Are You Looking for a Buy to Let Mortgage?
Whether you're a budding landlord taking your first steps into property investment or an experienced investor looking to expand your portfolio, our expert mortgage advisers are here to help.
As mortgage brokers who work hard to assist our customers, we have helped a variety of different investors secure brilliant buy to let mortgage deals. Our dedicated team will search through thousands of mortgage products to find you the most suitable deal for your needs.
Our Services
We Build Relationships With Landlords
When you get in touch for a buy to let mortgage, we take the time to understand your investment goals and circumstances. Whether you're looking to purchase through a limited company (known as a Special Purpose Vehicle, or SPV for short), or in your personal name, our team of mortgage advisers have extensive knowledge and will be happy to talk through your options.
Though we typically help with standard residential buy to let, we can also assist with HMOs (Houses in Multiple Occupation) and holiday lets. If you require assistance with any of these, do not hesitate to get in touch for your free initial mortgage appointment.
Buy to Let Mortgage Options
We offer expert advice across the full range of buy to let mortgage products. Select a category below to learn more.
Standard Buy to Let Mortgages
A standard buy to let mortgage is designed for landlords purchasing a residential property to rent out to tenants on an Assured Shorthold Tenancy (AST). This is the most common type of buy to let arrangement in the UK.
We Can Help With All Types of Buy to Let
From your first investment property to building a substantial portfolio, we have the expertise to guide you.
Standard Buy to Let
Traditional residential property investment for individual landlords looking to rent to tenants.
Limited Company / SPV
Purchase through a Special Purpose Vehicle for potential tax efficiencies and liability protection.
HMO Mortgages
Houses in Multiple Occupation with shared facilities, typically rented to multiple unrelated tenants.
Holiday Let Mortgages
Short-term holiday rental properties including Airbnb and serviced accommodation.
Portfolio Landlord
For landlords with four or more mortgaged buy-to-let properties, requiring specialist assessment.
First-Time Landlord
Tailored guidance for those taking their first step into property investment.
How Much Deposit Do I Need for a Buy to Let Mortgage?
Buy to let deposits can vary significantly, with several factors considered by the lender. Deposits typically range from as low as 20% to as high as 40%.
Most lenders require a minimum of 25% deposit for standard buy to let properties. First-time landlords, HMOs, and holiday lets may require larger deposits.
Why Choose Us for Your Buy to Let Mortgage?
How We Help Landlords
Free initial consultation
Rental yield calculations
Whole of market access
End-to-end support
Buy to Let Mortgage FAQs
Common questions about buy to let mortgages. If you cannot find your answer here, just ask.
More Great Reasons to Get in Touch
Ready to Discuss Your Buy to Let Options?
Whether you're a first-time landlord or a seasoned investor seeking to expand your portfolio, we can provide you with the support and mortgage advice necessary to accomplish your objectives.
Contact Us Today:
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED ON IT. THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME TYPES OF BUY TO LET OR COMMERCIAL MORTGAGES.